By getting professional, personalised advice at the right time, you can decide which of your goals to prioritise, identify the solutions or services that can help you achieve them and improve your chances of financial success throughout your life and in retirement.
There are things that you can do at any age to give yourself a better chance of having enough to live on when you stop working or a better chance of reaching your goals.
If you’re a young adult, time is still on your side. Use this time wisely to build and grow your wealth. Start saving now so that your money has time to work for you. The earlier you start; the better the chances that you will have of saving enough to live on when you retire.
In your mid-career you don’t have much time left to save for retirement. If you can, review your plans and consider increasing the amount that you’re contributing towards your savings. This will help keep you on track to meet your retirement goals.
It is important that you consider revisiting your investment strategy, the closer you are to retirement. Speak to your financial adviser to find out what options you have in retirement and what you need to do to achieve your retirement goals.